Tuesday, April 30, 2019

Composer Style report Essay Example | Topics and Well Written Essays - 750 words

Composer Style report - Es read ExampleTo understand the bona fide class of this maestro, it is important to watch at his background as to how he became the archetypal of the classical and romantic era.Ludwig Van Beethoven, of German job was born on December 17, 1770 in the home of Johann who was proficient teacher of violin, piano and voice. Teaching medication was his bread and butter as he was a chapel predominate (Kapellmeister). Since his early age, Beethoven apply to sing soprano in the very same electoral chapel where his founder was the chapel master who taught Beethoven, violin and piano. Since 8 years of age, he studied with quite a lot of local organists, take down received piano lessons from Tobias Friedrich Pfeiffer, where violinist like Franz Rovantini present him violin and viola lessons. Even though as a born artist, Beethovens musical brilliance was associated to that of Mozarts, he never exceeded the elementary train in school education. In his teens in 1787 , he went to Vienna for un cognise reasons, but some say that he even met Mozart and took lessons from him. In a two weeks time when he came back his world suddenly changed for him as his mother died and his father became a drunkard. Beethoven, at the age of 19, formally requested to be known as the head of the house and started receiving half of his fathers salary to support his siblings.Beethoven shifted to Vienna in 1792 where his father died in the very same year. His father died in December that same year. He studied with Haydn for a limited time as there was a personality clash. Beethoven then studied with the surmount known teacher in Vienna, Johann Georg Albrechtsberger. With him he learned contrapuntal and counterpoint exercises in free writing, in two to four-part fugues, in imitation, choral fugues, double fugue, double counterpoint at the various intervals, canon and tercet counterpoint.

Monday, April 29, 2019

EC 202 Essay Example | Topics and Well Written Essays - 1750 words - 1

EC 202 - Essay ExampleIf there is a disparity between the level of APE, GDP and ADF, then an automatic rifle macroeconomic coordination process gets under the way by bridging the gap between the levels of those variables. When ASF and ADF become unequal, macroeconomic stabilizers impart maintain the equilibrium level through the process called funding adjustment. Similarly if there is an imbalance in GDP and APE, producers of goods and services will make output-price adjustment that closes the gap between GDP and APE.To understand the belief of funding adjustment, we first need to divide the domestic consumers into three gatherings. In the first group, we include individuals who attain sufficient money balances to hatch for their planned expenditures. The bit group comprises of individuals who have insufficient balance to cover for their planned expenditures. The final group of individuals includes individuals who have more than sufficient balance to cover for their planned ex penditures. The second group can finance their purchases through either borrowing or reducing their GDP purchases. The thirdly group can utilize their excess funds by pass oning them and earning a profit or either increasing their planned expenditures.In an economic scenario where ASF equals ADF, the second and third group will not be cognizant of the economic imbalance however, they will be aware of their individual funding situations. The cadence that the second group is willing to borrow exactly equals the amount that the third group is willing to lend through their excess funds. Hence this process will not impact the level of interest judge in the economy. In the case if ADF exceeds ASF, the second group will fulfill their funds demand by borrowing and the third group will lend their excess funds. The financial intermediaries such as banks and financial institutions will play a central role by taking the funds from third group and lending them to the second group. Since the funds available in the hand of the third

Sunday, April 28, 2019

Review of Accounting Ethics Research Paper Example | Topics and Well Written Essays - 1250 words - 1

Review of Accounting Ethics - Research Paper ExampleThis paper seeks to find come forward the codes of ethics governing a short letter, its implications and the measures that unavoidably to be taken to control the cases of employees breaching ethical codes. The current business and regulatory ethics The current environments are fairly conducive for business especially the accounting sector. speedy and former most, there is much pressure from the management. The companies and compositions put very high expectations that are next not impossible to reach. Accountants work extra hard to create financial statements desire the balance sheets, trial balance, income statements unspoilt to mention but a few (Brooks & Dunn, 2009). These statements require a lot of keenness and a dismiss mistake basis lead to tragedy. On issues that concern summations, the accountants are to give the correct figures on the asset in question. If the accountants are unsatisfied and put under fire by the management, alterations on the figures may occur. They can give figures that please company owners but in the long run, the company will realize a downfall if they are not careful. Accountants are usually faced with complicated accounting systems that are concentrated to follow and use. Some organizations use accounting systems that are too clumsy to use. The accountants are prone to errors like omissions and technical mistakes (Knapp, 2011). Business and accounting ethics require that the systems used essential be familiar to the accountants so that they get an easy time in their operations (Manada, 2010). The management recommends systems that they cannot understand. If any accountant is well informed with a complex stem, it makes possible to him or her as she can easily manipulate the organization. For any mischance to be detected, it will require extra efforts from the business (Miller, 2012). Accounting ethical breach and impacts In an organization known as Arthur Anderson , accountants were called upon to do the audit. Surprisingly, they did breach the accounting ethics they gave a wrong publication or so their findings on the business. Honesty was never observed by this group. For any organization, honesty is a virtue that must be adapted (Manada, 2010). These accountants never gave the public and the organization the exact figures concerning important financial documents. Inventories such as profit and loss accounts records of the company were doctored. Openness is another business ethic that the accountants violated in this organization. They took the vantage of being the professionals and hid the necessary information from the public and the organization. When carrying out auditing, transparency is needed. Accountants took advantage of the complexity of their profession to incubate vital information from the organization and the public. Responsibility was never observed by the accountants in this organization. Auditing was being do and opposit e results were given to the management. This process involves looking into the financial records of a company to identify flaws that may be done by other employees in the organization. In the contrary, the auditors were trying to cover up their tracks. They never carried on their duties properly. After the fraud was realized, they refused to own up to their wrong doings. It had to take investigative measures by relevant government activity to make them answerable (Knapp, 2011). It is important to note that this profession involves confidentiality but when there is a matter that needs

Saturday, April 27, 2019

Article Review Example | Topics and Well Written Essays - 1000 words - 1

Review - Article ExampleThe major points of the term can be described eventually. Leadership does not consist of a single trait or feature. Rather it is a situated of skills and attitudes, which set the leaders a dissipate from the rest. in that respect are a set of principles and practices, which when make uped by the college students or by employees in the early part of their career, will help to embark upon a journey of leadership skills. This set of principles can be very useful in the later part of the career for the growth.One of major points in creating leadership skills is ensuring credibility. This takes a long time to develop and largely arises out of the trustworthiness bestowed upon by the subordinates. Managing time is another important point, which ensures leadership quality. The subordinates look upon for examples in a leader and time management is one of the most important points in ensuring leadership skills. Being proactive is a trait, which distinguish the le aders from the rest. A leader should know what has to be done rather to follow the general courses of action. Giving others a chance to contribute to the organization and attaching importance to every individual are traits, which build a leader. This helps in developing trustworthiness among the subordinates and the leader and helps in generating supporting activities between them. conversation is one of the main activities of every business. The leaders are no exception to that and they have to develop a strong networking function and bond over the group of people. In addition to the above major points, the name dwells on some of the minor points, which can be discussed now. The subordinates will only consider an individual a leader when he develops a trust among the constituents. A leader must be honest, forward looking, workmanlike and inspiring. (Boone & Peborde, 2008 p 2)There will be major hindrances in completing activities in the deadline. There may be

Friday, April 26, 2019

Emergency preparedness flyer Essay Example | Topics and Well Written Essays - 500 words

Emergency machinatedness flyer - Essay modellingThe primary focus would be to draw up a fraternity preparedness intent, the de displacement intimacy to do in any foreseeable emergency in which certain things have to be taken into account. Firstly, know what to expect. Educating oneself about the kind of disaster along with some information regarding their location would aid prepare them accordingly. Populations living near the coastline should prepare for a tsunami whereas those living near or on a fault line should know what to do in case of an earthquake. Coming up with an emergency plan relate to the specific disaster would be much more highly effective than a generic plan encompassing all that could go wrong (Kehayan & Napoli, 2005). Ironically, the very technology that has been put in place to help during a calamity has also put us at a disadvantage, primarily due to our dependency upon it. Todays masses live in a very different world compared to an earlier generation, when cross community communications were an intrinsic part of life and as such are much more macabre prepared when things such as electricity, internet, gas, and water, which they are so dependent upon, are suddenly unavailable.

Thursday, April 25, 2019

THE WEATHERMEN Essay Example | Topics and Well Written Essays - 500 words

THE WEATHERMEN - Essay Exampled against government officials targeted government buildings where warnings of reasoning by elimination were given to all officials with a warning that the attacks would be a form of protest against the government (Kirkpatrick, 2009).The furor demonstrations of 6th October, 1969 gave way to the bombing of the statue in Chicago that commemorated police casualties of the 1886 Haymarket riot. On 6th October, 1970 saw the statue re create, however, it was winded up again by weathermen. It was rebuilt again and destroyed a third time by the similar group. On February 16, 1970, the group planted a nail bomb on window ledge at the Park police station, San Francisco. One police officer was killed and a second officer was partially blinded. in that location were arson attacks in new York city were also blamed on the group with the explosion of permanent cocktails filled with gasoline at the home of the Justice John Murtagh of the New York Supreme court cre ation of the significant cases. Though no one was harmed in the explosion, it sent a very clear subject matter since the judge was presiding over the case against members of the Black Panther party. The bombing of the New York Police headquarters in 1970 also falls into their mandate (Kirkpatrick, 2009).Their strategic goal was to have the government cave in to their demands and time period bombing the Vietnamese. They wanted the government to provide democracy to all citizens in the world, and having to bomb one of the states would controvert this principal (Kirkpatrick, 2009).They were only successful in instilling fear amongst the citizens because the government went on its campaign. They were arrested and by 1976, their poetry were decreasing and the divisions amongst them did not allow them to achieve much. The blacks and Hispanics were against their marginalization in the group and wanted to have a bigger voice in the way things were carried out in the faction (Kirkpatrick , 2009). Pape notes, The cohesiveness of most groups is built mainly on having a common

Wednesday, April 24, 2019

Press Releases & Networking - Pitching the Story Pitching the Story Essay

Press Releases & Networking - Pitching the humbug Pitching the Story - Essay ExampleLastly, conclusions are drawn regarding the effectiveness of design and appeal of pitch letter and the clash it was able to make on public image of the company. Introduction Every business acknowledges the fact that merchandise, building public relations and gaining spotlight on media is pivotal for success of its operations. For this purpose, management of all incorporations are busy in the practice of pitching stories to journalists and media persons, seeking to be heard and talked about on media without spending of undue costs. In a research, practitioners were found to be involved in writing seven pitch letter per month on an average (Napoli et al. 370). This practice is traditional, being followed since decades and shall always play an essential role for marketing of businesses (Rubel, n. p.). However, the only thing that has changed is the mode of communication and types of media broadcast ing them. It began from paper media, turned to electronic and digital media and is currently resting on the internet resources conventional media has lost its dominance (Waters et al. 242). Considering these factors, a pitch letter has been drafted and its planning and enforce procedures sport been discussed in the subsequent sections. Part 1 Pre-Pitch The company represents a restaurant, part of a pear-shaped fare chain, that serves its local customers with various cuisines for lunch and dinner meals while regular breakfast and fast food items for runing young tastes. The customers targeted mainly are those living in nearby vicinity. Mostly, the customers it aims at range amidst age groups of 18 to 50 years. Fast food items are available to entertain younger customers who oftentimes hang out with their friends while unique cuisines are offered for enthusiasts and food lovers of mature ages. Other customers include one-off go into families or gatherings on weekend dine off meals. Rarely, this outlet might be able to cater tourists and foreigners by offering unique traditional meals that might interest them. Media outlets vary in forms and need to be selected very carefully as each generate a different impact on audience. In todays technology savvy era, internet media, online bloggers and social media networks have sabotaged the significance of paper media. The be market share is captured by digital media, including TV and radio. As a result, selecting paper press media as connector seems laid-backly ineffective as only a minute proportion of audience relies on it. On the other hand, targeting digital media might be most difficult as it needs high quality relationships, expenditures and networking to be able to fall under its radar. Since target customers include significant proportion of teenagers and younger generations, it shall be essential to be heard on platforms where they focus their most of the attention social networking portals and online blogs. Researchers have acknowledged the vitality of converting businesses into a form acceptable by social media (Anderson and Swenson n. p.). Moreover, many journalists are describe to have grabbed thousands of stories from social

Breast Feeding and Childhood Obesity Essay Example | Topics and Well Written Essays - 2000 words

Breast Feeding and childishness Obesity - Essay ExampleIt has been estimated that 80% overweight adolescents continue to be obese in maturity (Noller and Paulk, 2005). Added to these problems, childishness obesity imposes huge health care costs on the nation (The Role of Media in Childhood Obesity, 2004). Childhood obesity and overweight also increase the risk of cardiovascular disease in adulthood (Eisenmann, Bartee and Wang2002). Obesity usually begins at 5-6 years of age and then during adolescence. There are reports that obesity between 10- 13 years of age is likely to advance to adult obesity (AACAP, 2008). Thus, measures to prevent childhood obesity become very essential to decrease mortality and morbidity in adulthood. One much(prenominal) measure is booby sustenance. Research has shown that breast feeding has several benefits both to the mother and baby. One such benefit is protective feat of childhood obesity. In this probe, the protective effect of breast feeding d uring former(a) childhood on the ontogeny of obesity in childhood will be evaluated and ascertained.The observations made by the research worker during clinical practice and field visit placements have inspired him to conduct this research. Childhood obesity is a challenge to the society and the physicians. It leads to adult obesity and is associated with mortality and morbidity. This aspect inspired the author to conduct research. As Burns and Grove (1997) stated, clinical experience frequently gives rise to the identification of a research issuing and expands scope for reflection. Reflective practice is essential to clinical practice and provides a retrospective look at current practice and questions the reason for doing so. Thus, it is because of reflection that the author was able to raise questions which prompted to this research study.Literature polish Several studies have been conducted in the past to ascertain the impact of breast feeding in early years of life on the d evelopment of obesity later in life. According to a study conducted by von Kries, Koletzo, Sauerwald et al (1999), there exists a clear dose-response relationship between the duration of breast feeding on the prevalence of childhood obesity and overweight. According to the study, breast feeding has a protective effect on the development of obesity and overweight. In their study, the prevalence was 3.8% for 2 months of exclusive breast feeding, 2.3% for 3-5 months, 1.7% for 6-12 months, and 0.8% for more than 12 months for obesity and overweight. The authors concluded that prolonged breast feeding is a useful preventive measure for the development of childhood obesity and overweight and that such a measure will decrease the prevalence of cardiovascular diseases and other morbidity and mortality associated with obesity. According to a systematic review conducted by Arenz, Ruckerl, Koletzko et al (2004), breast feeding h

Tuesday, April 23, 2019

Contemporary and Critical Issues in Education Essay

Contemporary and Critical Issues in Education - Essay Example wiz of the main challenges faced by the current educational system is to lay down an existing strength in order to create an excellent educational experience along with the successful outcomes for learners of all ages. With this concern, leaders is inevitable through with(predicate)out the modern education system. It is worth mentioning that leadership for acquire is considered as a process through which educational system can initiate changes in its cultural environment in order to add-on the larn ability perceived by the learners. Leadership for learning is conducted with an aim to offer a large-minded range of opportunities to the learners which in turn assists them in order to gain highly beneficial experiences. In addition, leadership for learning enhances the career opportunities as well as develop confidence amid the learners by enhancing their talents and abilities (Education Scotland, 2007). Leadership for l earning is provided with the assistance of staffs possessing variety of skills and core competencies. For instance, it can be conducted with the help of pre-school staffs in order to establish interests for learning amid the children connecting them with imaginative and purposeful play in their learning process. Similarly, it can be executed with the guidance of teachers who build the confidence of learners in order to attain the skills to become leaders in their personal learning process.

Monday, April 22, 2019

Over Sea under Stone by Susan Cooper Essay Example | Topics and Well Written Essays - 500 words

Over Sea under Stone by Susan Cooper - Essay modellingSo, the children get their bang-up Uncle Merry to help and protect them. After many exciting adventures, they find the chalice. just now to protect it from capture, they throw it to their great Uncle whose waiting for them in a boat just off the shore. Great Uncle merry catches the chalice but a tube which was inside it falls into the sea. This is going to be the starting signal of a new adventure for the Drew brothers and sister.The idea of setting the story in Cornwall came to me after long, ticklish thinking. In the first place, it had to be somewhere in England because the adventure relates to the legend of King Arthur and his knights. In the plunk for place, I did not want to set the story in an imaginary place but, in a real place which was still full of mystery. After putting all this together, I came up with Cornwall. Its a very remote seaside part of England. Its also a very exciting and mysterious place. many ancie nt artifacts were discovered there over the years and the weather in Cornwall is mostly foggy and macabre much of the time. Therefore, it has a very adventurous, ancient and dangerous atmosphere. I thought, because of all that, it would be an ideal setting.The terzetto children, of course, are very brave. However, they are also very knowledgeable.

Sunday, April 21, 2019

Developing an attendance management and rehabilitaion policy Essay

Developing an attendance management and rehabilitaion policy - Essay ExampleUnder Innocent absenteeism, employees tell on to go to work for reasons that are beyond their control. According to Cascio & Boudreau (2008, p. 45), IHC, which is one of the UK healthcare consultants argued that half of UK workplace absence seizure his not often related with health problems. People just decide to attend their domestic or personal issues while others are not motivated by their hypothesises and various other reasons (Griffin, 2011, p. 280). Absenteeism is a world(a) issues that face almost all companies though rates of absenteeism varies across companies depending on company location, size, industry type, weather, and job stress inherent in a given job position and responsibility.Some of the reasons for work absenteeism imply poor attitude toward work that whitethorn rise from abuse of freedom or critical issues alike sick leave permissions. Personal or family problems including the need to take care of sick children or elderly, family conflicts, maternalism problems among most women among other reasons are cited as common causes of absenteeism (Jacobson and School of Psychology, 2007, p. 136). In organizations where the workforce constitutes of aging population, in that location are often high rates of absenteeism since older people may not be open to hand work overload. In places where employees are stressed, absenteeism is often high, work-related stress may rise from poor feedback amongst employees and management, harassment and bullying, poor remunerations, overworking among other issues. As mentioned by Jacobson and School of Psychology (2007, p. 136), involuntary absenteeism may occur where employees are not provided with required transport. Other reasons of absenteeism may include activities of the organization such as trips, entertainment or training of staff.According to Cascio & Boudreau (2008, p. 46), some of the direct costs

Saturday, April 20, 2019

Liberty Essay Example | Topics and Well Written Essays - 500 words

Liberty - Essay ExampleOther academicians have related life to humilitary personnelity in state of nature under a social contr act upon. Liberty is connoted into two major divers(prenominal) attractives.Classical liberalists and individualists have conceptualized self-direction as consisting of individual freedom outside coercision and compulsion, this is the kind of conversancy cognise as Negative self-reliance.Whereas, social liberalists conceptualize liberty with emphasis to the social structure and agency, this is the second kind of liberty known as Positive liberty .In summary we basically have two kinds of liberty which are positive liberty and negative liberty.Positive liberty explains that a person can come across freedom in his ability to exercise agency, by having adequate power and resources to enable him to do his allow without being misled by societal views such as sexism, structuralism and racism. Thomas Hobbes explains thata free man is he that.is not hindered to do what he hath the will to do Hobbes (235).John Stuart Mill was the first to recognize that at that place is a difference between liberty as a freedom of action or to act and liberty as an absence of coercion.According to Berlin (221), the difference between the two perspectives as opposite concepts of liberty positive liberty and negative liberty where the latter manifested a negative condition of individual justification from tyranny as well as arbitrary exercise to authority. Whereas the former meant the ability to have mover or opportunity other than to lack restraint of doing things or acting.The term negative liberty has contrary noteworthy aspects.Firstly it defines zones or realms of freedom in the aspect of science (science of law) Hobbes (197).The distinguishing idea between the two kinds of liberty is traced back to Kant who examined it in the year 1940s he explained that the two kinds of liberty are not and different but rivals.Positive liberty requires not

Friday, April 19, 2019

Sales and Investment Fraud Essay Example | Topics and Well Written Essays - 1500 words

Sales and Investment Fraud - Essay manikinInvestment impostors are the sale of fraudulent and worthless investments to unsuspecting investors. Sales of worthless partnership interests and speech sound marketing frauds are among the common categories of investment frauds (Albrecht, Albrecht and Albrecht 2009, p12).When sales and investment frauds occur, investors, the authorities, and customers are bound to lose financially in one way or another. According to the Federal Trading counselling (FTC) (2011), investment fraud represents over 50% of consumer dollar injury noted by the organizations Telemarketing rush System. The organization notes that on average, consumers lost 15,000 USD per fraud. In 1996, the organization challenged a case in which fraudsters made more(prenominal) than 100 million USD in total from several consumers over the period in which the scams occurred (Federal Trading Commission 2011). When investments and sales frauds are committed, in many cases a breach of taxation regulations also occur. This means that the government gets to lose valuable incomes as the fraudsters never remit taxes from illegal activities.Investment frauds such as insider art can impact greatly on the performance of a company in the capital markets. deal start distrusting investment companies since they fear that they may be defrauded. Similarly, when the public becomes aware of cases of sales frauds leading to a companys poor reputation, the company is bound to encounter reduced sales as customers favor for other suppliers. The loss of reputation can negatively impact the companys performance in the stock markets.In this type of fraud, the early investors are paid with assets of the later investor and thus they tend to turn over they have great investments and tell their friends, family, and associates. The phenomenon is capable of creating many customers.

Thursday, April 18, 2019

Application of Findings to the Nursing Process Research Paper

Application of Findings to the Nursing Process - Research Paper theoretical accountFor example, work interventions (WIs) bemuse been attributed to primary concerns, such as direct patient care, and to secondary concerns, such as discourse between go down ons during work. Hence, the findings of the article show that when assessing a patient it is advisable to include primary, as rise up as secondary factors to come through with a complete picture. 1.2. Diagnosis The diagnosis carried out in the current inquiry presents a twofold approach that addresses immediate, as tumefy as long-term concerns. The research has highlighted that nurses face WIs in a far greater proportion than expected this whitethorn assume to unsatisfactory patient care problem that needs immediate focus and attention to be resolved. Issues that may require immediate focus include WIs due to direct and indirect patient care, engagement by patients family, etc. Furtherto a greater extent, the research has diag nosed that a long-term approach is required to deal with nurses habits, such as conversing with each(prenominal) other during work or paying little to a greater extent than normal attention to the task after a WI. In doing so, the current research has accounted for immediate, as well as long-term, focuses that conform to the nursing process. 1.3. ... However, the research presupposes that this may not be possible in each given healthcare setting so localized solutions may be required. Steps related to more long-term issues, such as changing the working habits of nurses, dope be taken in splendid phases involving training, monitoring and self-assessment. The current article is specific about the measures required, as well as provides measures that can be implemented practically to make a difference. This, in turn, conforms to the outcomes/planning element of the nursing process. 1.4. executing Implementation as per nursing process requires the utilization of a care plan so that s ustainability of care can be achieved. The current article outlines different methods to achieve sustainability of greater nursing care by reduce WIs, but no single plan has been chalked out for implementation. Instead, the current article mentions that actual implementation plans willing differ by the exact healthcare setting in use, although vague implementation steps have been outlined, as mentioned in the previous section. 1.5. Evaluation The current article does not provide highly concrete or detailed evaluation plans but does refer to them indirectly. In terms of nursing process, evaluation serves as effective feedback to modify the overall care plan continuously. Given that the findings of the current article apply in different forms to different healthcare settings, it can, in that respectfore, be expected that their evaluation plans will also be different. However, there is little deniability that in these settings the evaluation criterion will still revolve around the c entral supposition of WI. 2. Utilization of Findings by Students and Practicing Nurses Given the fact that WIs are a common part of the work

Wednesday, April 17, 2019

Eisenhower Comparison Essay Example | Topics and Well Written Essays - 750 words

Eisenhower Comparison - Essay ExampleGreenstein who, in his article A Look at the Evidence characterized Eisenhower as an astute politician who was actively involved in shaping public policies and conservatively considered all aspects of an issue before making a decision. Greenstein faults the false perception of Eisenhower to his inconspicuous, low-key leadership admittance which served him well in managing the victory in WWII and was also effective during his two terms as President. As might be expected, there is little to compare in these two articles, each presenting opposing views regarding the authorization of this particular former President. Brands article characterizes Eisenhower based primarily upon his effectiveness as a leader in developing a National Security policy, an on-going practice throughout his term of berth that provided few acceptable conclusions. This analysis is based primarily upon outside evidence as seen in the unfeigned events that unfolded rather th an through any kind of inside evidence that details the presidents genuine involvement in the discussions that were held. For example, much of the article focuses upon the actions of Congress and of specialized committees that were convened to discuss the various issues involved in nuclear armament.

The Securities and Exchange Commission Essay Example | Topics and Well Written Essays - 1000 words

The Securities and transfigure Commission - Essay ExampleThe International Monetary Fund approximated more than $1 trillion on toxic assets and from bad loans were lost by big western banks from January 2007 to September 2009 (Reuters 1). The individual losses and exposures were unrevealed by these institutions in order to prevent runs on their banks or trading against their positions by their competitors in the markets which flowerpot further escalate their losses (Dobbs & Minyard 1). Hence, what the banks and other companies/institutions did was to refrain from lending money among themselves or to other businesses since they were suspicious as to their trading partners financial health and considered that the risk of loss was too high, opting to preserve their cash to set for any probable future losses (Dobbs & Minyard 1). The sources of liquidity was said to have desiccated for a count of companies with capital markets failing to perform properly (Dobbs & Minyard 1). This res ulted to breakdown and bankruptcies of influential companies or land-rich/cash-poor situation for energy companies (Dobbs & Minyard 1). The worldwide economy then was said to be in recession as the financial markets seized (Dobbs & Minyard 1). ... SEC 1). The federal official statutes and rules require companies to have full disclosure and transparency whenever it sells stocks or bonds to the public (Johnson 993), or to supply a detailed public disclosure document to both investors and regulators (Securities Act of 1933 5, 10, 15 U.S.C. 77e, 77j (2006) 17 C.F.R. pt. 230 (2011), whenever hugger-mugger businesses groom public offerings (Johnson 993). The Securities and Exchange Commission (SEC) reviews these disclosure documents, which in the case of Groupon, the SEC they required the latter to decree its disclosures in order to improve their accuracy (U.S. SEC, Letter from Larry Spirgel 1-14). This requirement however is non applicable to private placements wherein a company s ells an investment outside of the normal public securities markets (Securities Act of 1933 4(2), 15 U.S.C. 77d(2) 17 C.F.R. 230.506 (2011)), which often times evade examination by federal and state regulatory bodies (Johnson 151). Because these placements are private, they are hidden (Johnson 993) and the issuers tend to divulge far less information to investors than that required for public offerings (SEC v. Ralston Purina Co., 346 U.S. 119, 125-26 (1953) and SEC rule 506 on a lower floor 17 C.F.R. 230.506). Issuers also divulge this information only to qualified investors (17 C.F.R. 230.506 and 17 C.F.R. 230.501(a) (2011)). Regulators and even academics have gnomish or no access to the private placement disclosures (Johnson 993). Private placements are also said not to be liquid, difficult to price, and bear significant risks (Johnson